Cash Discount Program

Stop Losing Profits to
Credit Card Fees

Our 100% legal Cash Discount Program lets you pass processing fees to card-paying customers while offering cash discounts to those who pay with cash. Keep more of your hard-earned revenue!

0%
Processing Fees
100%
Legal & Compliant
FREE
Equipment*
Book Your Free Consultation

No obligation • See your potential savings in minutes

Save
Thousands
24/7
Support
Simple Process

How Our Cash Discount
Program Works

It's simple, legal, and proven. Our cash discount program transforms how you handle payment processing while staying 100% compliant with all regulations.

1

Cash Customers Get Discounts

Customers who pay with cash receive an immediate discount on their purchase, encouraging cash payments and building customer loyalty.

2

Card Users Cover Processing

Customers choosing to pay with cards cover the processing fees through transparent pricing - they see exactly what they're paying and why.

3

Keep More Profits

You eliminate processing fees from your expenses, keeping more of your hard-earned revenue to invest back into growing your business.

4

100% Legal & Compliant

Our program follows all federal and state regulations. Complete transparency with proper signage ensures full compliance and customer understanding.

Ready to Start Saving?

Join thousands of businesses already using our cash discount program to eliminate processing fees and increase profits.

Book Consultation to See Savings

Qualify for Free Equipment — See If You're Eligible

If your business processes enough volume in credit card transactions, we'll provide all the equipment for free.

Book Consultation

More Than Just
a Payment Processor

At Merchant Heroes, we believe small business owners deserve real solutions — not 1-800 customer service lines. As your local representative, I personally handle your account, answer your calls, and ensure your system is always running smoothly.

We help eliminate:

  • Credit card processing fees
  • Hidden and junk fees
  • Long-term, unfair contracts

And we offer:

  • Full transparency
  • Personalized local support
  • Equipment setup and training
  • Traditional processing options
Perfect For Your Business

Who Is This
Program For

Our cash discount program works exceptionally well for businesses that process high card volumes. See if your business type is a perfect fit.

High-Volume Small Businesses

Processing $5,000+ monthly in card transactions? You're losing serious money to fees that could stay in your pocket.

$200-500+
Monthly Savings Potential

Retail Stores

Clothing, electronics, home goods - retail businesses see immediate impact from eliminating processing fees on card sales.

$150-400+
Monthly Savings Potential

Restaurants & Cafés

Food service businesses with frequent card transactions benefit enormously from cash discount programs.

$300-600+
Monthly Savings Potential

Auto Shops

Automotive repair and service shops with high-ticket transactions benefit greatly from fee elimination.

$200-450+
Monthly Savings Potential

Service-Based Businesses

Salons, spas, contractors, and professional services - any business accepting card payments can save.

$175-350+
Monthly Savings Potential

Not Sure If You Qualify?

Every business is different. Let our experts analyze your current processing costs and show you exactly how much you could save with our cash discount program.

Free Analysis

Complete cost breakdown of your current fees

Savings Projection

See your potential monthly and yearly savings

Custom Solution

Tailored program designed for your business

Book Free Business Analysis

How Much Can
You Save?

How Much Are Credit Card Fees Costing You? Even a small business processing $20,000/month could be losing $600–$800 or more to credit card fees — every single month. That's money that should be staying in your business. Our Cash Discount Program puts that money back in your pocket — instantly improving your bottom line.

Without Our Program

-$0

Lost to processing fees every month

With Our Program

+$0

Saved annually for your business

Book Consultation to Calculate Savings
90-DAY RISK-FREE TRIAL

Try us for 90 days! No strings attached!

See the difference for yourself with our risk-free trial

Book Free Trial Consultation

Frequently Asked
Questions

Get answers to the most common questions about our Cash Discount Program

Is cash discounting legal?

Will I lose customers?

Is there any upfront investment?

Do you provide support?

How quickly can I start saving money?

What types of businesses benefit most?

Still have questions?

Our payment experts are standing by to answer any questions and help you get started.

Book Consultation

Getting Started
is Simple

Our streamlined 4-step process gets you saving money fast

1️⃣

Schedule

Schedule your free consultation

2️⃣

Evaluate

We evaluate your savings potential

3️⃣

Install

We install and train you on your equipment

4️⃣

Profit

You start keeping 100% of your profits

Ready to eliminate processing fees forever?

Don't wait another day to start saving money. The sooner you start, the more you'll save.

Get Started Today
No Contracts
Free Setup
24/7 Support